Sunday, May 08, 2005

Broker Commercial Insurance Mortgage Virginia

You can ask to have the PMI canceled once you exceed 20 percent equity in your home. But federal law does not require your lender or mortgage service provider to cancel the insurance.
Some states may have laws that apply to early termination or cancellation of PMI - even if you signed your mortgage before July 29, 1999. Call your state consumer protection agency for more information about your state's rules. Contact your lender or mortgage provider to learn whether you're paying PMI. If you are, ask how and when it can be terminated or canceled. Fannie Mae and Freddie Mac, which buy home mortgages from lenders, also may have guidelines affecting termination or cancellation of PMI on home mortgages signed before July 29, 1999. Check with your lender or call Fannie Mae or Freddie Mac, for more information.
Copyright © 2005 My Big Fat Mortgage All Rights Reserved.About The Author
George Burks of http://www.mybiweeklymortgagepayment.com has offered a biweekly mortgage payment plan with no enrollment fees since 1999. His interest in financial topics is varied and includes identity protection. Please visit our financial library.
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